Our Services
Regulatory Compliance
Our experts assist clients with successfully managing compliance risk. Whether consulting on specific regulatory requirements, review of your compliance program, or targeted assessments, we tailor engagements to meet your needs.
Internal Audit
Our experienced internal audit consultants will execute all or a portion of your operational or compliance internal audit plan, develop the audit function, conduct a firm-wide risk assessment, or develop a risk-based internal audit plan.
Fair & Responsible Lending
Managing fair lending risk from loan application through servicing requires defined procedures, focus and vigilance. Data integrity management and analysis add to the risk management challenge. CrossCheck provides consulting solutions and internal audit services to assist with fair lending risk management.
Due Diligence
Since the formation of the firm in 2008, CrossCheck Compliance has provided due diligence and loan review services to clients nationwide. Our due diligence services include portfolio acquisitions and rated securitizations. CrossCheck’s reviews of residential, commercial, and consumer loans have been used to support whole loan sales to private investors, purchases and acquisitions, servicing portfolios, non-performing loan audits, repurchase defense, quality assurance, and litigation support.
Loan Review
The requirements of regulators and investors require that lenders have the right processes and procedures in place to mitigate all types of risk including credit, regulatory, and reputational risks. Our experienced team helps our clients identify and better understand the risk inherent in residential loans, other consumer loan products and commercial loans.
Litigation Support
We provide litigation support and expert witness testimony on a variety of issues surrounding lending, servicing, and regulatory compliance.
Our Clients
We partner with all the following types of clients:
Industry Insights
Articles

ABA Bank Compliance – Watch Out: TRID Errors
In this article, Jim Treacy explores the eight common TILA-RESPA Integrated Disclosure (TRID) Errors. These errors can increase the potential for fee tolerance violations so you will want to be sure not to make any or these errors. Loan origination systems can assist in identifying many TRID-related violations, but it is not foolproof. Policies and… Read more »
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ABA Bank Compliance Magazine – How to Conduct An Internal Compliance Investigation
In the May/June 2022 issue of ABA Bank Compliance Magazine, Liza Warner authored an article entitled: How to Conduct An Internal Compliance Investigation. A timely and methodical investigation will provide information that may help limit the institution’s regulatory and legal exposure. In the article, Liza addresses the Compliance Management System and your investigation process, considerations for… Read more »
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Highly Successful Compliance Officers – Going Beyond the Regulations
In the January/February issue of ABA Bank Compliance, Jim Jorgensen explores the skills that highly successful compliance officers (COs) need to develop. To address this issue, Jim spoke with several COs from community banks to large regional banks. They shared their insights about what skills they feel are most valuable for their roles and how… Read more »
Read MoreMission Impossible? Overcoming Fair Lending Challenges in Non-mortgage Products
In the September/October issue of ABA Bank Compliance, Jennifer Paradise, CRCM, discusses managing fair lending risks in all loan products offered, not just mortgage loans reported under the Home Mortgage Disclosure Act (HMDA). While managing fair lending exposure outside the realm of home mortgage lending can be challenging, it is not an impossible mission. Learn… Read more »
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Post Covid, How Healthy is your Fair Lending Program
In the Summer issue of ACUMA Pipeline, Patti Katzban and Liza Warner address the anticipated regulatory focus by the National Credit Union Association (NCUA) on consumer protection and fair lending. Specific to federally insured credit unions, NCUA’s 2021 Supervisory Priorities state that examiners will assess a credit union’s Fair Lending Compliance Management System. Learn more… Read more »
Read MoreAnnouncements
- CrossCheck Compliance LLC Added to DBRS Morningstar List
- ABA Reference Guide to Regulatory Compliance
- CrossCheck Compliance LLC Announces New Partners
- Daniel Johnson Joins CrossCheck Compliance as Director
- CrossCheck Compliance Added to Fitch List of Third-Party Review (TPR) Firms
Past Speaking Engagements
- Central Florida Compliance Association Fair Lending Risks Webinar
- Effective Internal Audit Function – Mortgage Bankers Association Webinar
- Oklahoma Bankers Association – Fair Lending Presentation
- Fair and Responsible Lending and Fair Servicing Panel for Chicagoland Compliance Association
- Florida Bankers Association (FBA) Consumer Compliance Seminar