Our Services
Regulatory Compliance
Our experts assist clients with successfully managing compliance risk. Whether consulting on specific regulatory requirements, review of your compliance program, or targeted assessments, we tailor engagements to meet your needs.
Internal Audit
Our experienced internal audit consultants are prepared to assist you with full outsourcing of the internal audit function or targeted audits of operational or compliance risk areas. We can also assist you with audit function development, internal audit charter development, a firm-wide risk assessment, and development of a risk-based internal audit plan.
Fair & Responsible Lending
Our fair lending team can support your fair lending needs by providing advisory, consulting, and audit services to address and recommend solutions for fair lending risk management and Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) data integrity.
Commercial Loan Review
Our commercial loan review services are designed to assist clients with objectively identifying and quantifying portfolio risk and assessing the adequacy of processes for monitoring and addressing credit quality.
Consumer Loan Review
We help our clients identify and better understand the risk inherent in mortgage loan originations and acquisitions as well as other consumer loan products.
Litigation Support
We provide litigation support and expert witness testimony on a variety of issues surrounding lending, servicing, and regulatory compliance.
Our Clients
We partner with all the following types of clients:
Industry Insights
Articles
Post Covid, How Healthy is your Fair Lending Program
In the Summer issue of ACUMA Pipeline, Patti Katzban and Liza Warner address the anticipated regulatory focus by the National Credit Union Association (NCUA) on consumer protection and fair lending. Specific to federally insured credit unions, NCUA’s 2021 Supervisory Priorities state that examiners will assess a credit union’s Fair Lending Compliance Management System. Learn more… Read more »
Read More
Four Pillars of an Effective HMDA Compliance Program
In the July/August issue of ABA Bank Compliance, Heidi Wier authored an article entitled, Four Pillars of an Effective HMDA Compliance Program, Keys to Successful Data Integrity and Accurate Fair Lending Performance Analysis. Complete and accurate HMDA data is essential to understanding where and to whom loans are being made. Regulators have signaled that continued and… Read more »
Read More
Avoiding UDAAP Pitfalls: Recognizing and Addressing Risks in Marketing and Advertising
Tracey Levandoski authored this informative article published in the May/June 2021 issues of ABA Bank Compliance. Enforcement actions for UDAAP violations are likely to increase, and UDAAP risk should be on the minds of every bank’s marketing manager. Supervisory highlights from the CFPB include references to misleading advertisements of bonus offers on deposit accounts, misleading… Read more »
Read More
Analyzing Complaints – How to Understand Your Bank’s Complaint Data
In the January/February 2021 issue of ABA Bank Compliance, Liza Warner provides insight into how a bank can use the results of the March 2020 Consumer Financial Protection Bureau (CFPB) Consumer Response Annual Report as a reference point to analyze its own complaints. In 2019, the period covered by this report, there were over 350,000… Read more »
Read More
Managing Consumer Complaints for Compliance Professionals – New MBA Resource
If you are looking for more information about implementing a consumer complaint response process, there is a new resource available through the MBA’s education program. Managing Consumer Complaints for Compliance Professionals, is a new course that Heidi Wier worked on with the MBA. This course presents foundational concepts to help companies improve their consumer complaint… Read more »
Read MoreAnnouncements
- Sara McGinnis Joins CrossCheck Compliance as Director
- Fair Lending Consultant – Data Analytics Position Available
- Promotion of Tracey Levandoski to Managing Director
- CrossCheck Compliance LLC Added to S&P Global Ratings List of Third-Party Due Diligence Firms
- American Bankers Association (ABA) Reference Guide to Regulatory Compliance
Past Speaking Engagements
- Northern Illinois Compliance Association (NICA) Presentation
- American Bankers Association (ABA) Regulatory Compliance Conference
- Central Florida Compliance Association (CFCA) HMDA Webinar
- American Bankers Association (ABA) Webinar – Avoiding UDAAP Pitfalls
- Chicagoland Compliance Association (CCA) Bank-Fintech Webinar
