Tracey is a regulatory compliance and risk management professional with over 30 years of experience in the banking and financial services industry. Having worked as both a prudential regulator and in banking institutions, she has demonstrated expertise in compliance, including extensive knowledge of lending and deposit regulations with a recent concentration in fintech lending. She is also experienced in financial institution accounting and operations.

Prior to joining CrossCheck, Tracey spent 10 years at Standard Bank & Trust, now Old National Bank, where she was Senior Vice President, Compliance. Previously she was with the Federal Reserve Bank of Chicago serving as an examiner and a team leader in consumer compliance and CRA examinations, and as an assistant vice president for community bank examinations. Tracey has also held financial and operations positions at National City Bancshares, Inc. and Bank of Illinois.

Tracey has been a presenter for the American Bankers Association (ABA), the Illinois Mortgage Bankers Association (IMBA), the Northern Illinois Compliance Association (NICA), the Bank Administration Institute (BAI), the Central Florida Compliance Association (CFCA), the National Association of Industrial Bankers (NAIB) and the Utah Bankers Association (UBA). She has also been published in ABA Risk and Compliance (fka ABA Bank Compliance) and Utah Banker.


Bachelor of Science, Organizational Leadership, Greenville University, Greenville, IL


Certified Regulatory Compliance Manager (CRCM)