Speaking Engagements

In December 2024, Heidi Wier and Rebecca Escario presented a webinar in collaboration with the CCA: Let’s See Now, an Update on Reg C and Reg CC – a Primer on HMDA and Expedited Funds Availability. This double-feature session explored key updates on HMDA compliance and the Expedited Funds Availability Act (Regulation CC), providing practical tips and best practices to enhance compliance efforts.

Monika McCarthy moderated a panel at the California MBA Legal Issues and Regulatory Compliance Conference in December 2024, in Irvine, CA. The panel focused on Enforcement, Litigation, and Fair Lending Trends, providing valuable insights into critical issues shaping the mortgage industry.

November 12, 2024 Rebecca Escario presented a webinar for the American Bankers Association (ABA) Fair Lending and UDAAP Working Group on the topic of Small Banks and Section 1071: Preparing for Small Business Data Collection and Reporting. Rebecca shared insights and strategies to help small banks navigate the small business data collection and reporting requirements under Section 1071 of the Dodd-Frank Act.

Rebecca Escario shared her insights on Fair Lending at the Tri-State League of Financial Institutions Annual Training Meeting on October 30th, 2024 at Union Savings Bank in Cincinnati, OH.

Monika McCarthy and John Pace spoke at the Utah Bankers Association Fall Compliance Conference at Zermatt Utah Resort, October 28-30, 2024. Monika covered “Hot Topics in Fair Lending” and “Doing More with Less: Selecting and Working with Outside Counsel,” while John discussed “Dodd-Frank Section 1071: Objects in Mirror are Closer than They Appear,” focusing on the CFPB’s Small Business Lending Rule and its impact on small business lenders. CrossCheck Compliance was proud to sponsor the event.

At the CCA’s Annual Conference on October 3rd, 2024 Sara McGinnis, CRCM, CAMS, CAFP and Tracey Levandoski, CRCM spoke on the topic of Compliance Risk Management for the Future, offering insights into compliance management system tips and reminders for addressing evolving risks and increased regulatory expectations.

Heidi Wier spoke at the America’s Credit Unions’ Compliance & Risk Council Conference in Chicago on Wednesday, September 25, 2024. Heidi presented “Fair Lending for Credit Unions Approaching $10 Billion,” focusing on the DOJ’s Combatting Redlining Initiative and strategies for effective fair lending programs. Attendees learned what to include in their fair lending programs, what types of data analytics to perform, and how to assess risk related to underwriting, pricing, levels of service, and redlining.

Monika McCarthy’s session on Sunday, September 22nd, 2024 at the Mortgage Bankers Association Compliance and Risk Management Conference in Washington, DC, titled “Compliance Conversations: Fair Lending, LEP, and SPCPs,” featured a facilitated discussion where attendees asked questions and exchanged information on how peers were addressing compliance challenges related to Fair Lending, Limited English Proficiency (LEP), and Special Purpose Credit Programs (SPCP). Monika facilitated this session alongside Daniella Casseres and Joshua Weinberg.

Ryan Addabbo conducted a CFCA webinar on Fair Lending Analysis: How to Use Data Analysis as Part of a Strong Fair Lending Compliance Program on July 17th, 2024. Ryan covered essential topics such as building a robust fair lending compliance program, strategies for data monitoring to assess fair lending risk, understanding HMDA data, identifying disparities and outliers, and reviewing for redlining risk.

On Monday, May 6th, 2024, Monika joined a panel at the Mortgage Bankers Association Legal Issues and Regulatory Compliance Conference to discuss how to select and work with outside counsel. Other participants included Michael Briggs, John Grissom, and Carlos Pelayo.

Todd Krell spoke on trends in mortgage fraud at the Mortgage Bankers Association Legal Issues and Regulatory Compliance Conference in San Diego on May 5th, 2024. Todd, Katherine Hollister, and Bridget A. Berg discussed the latest fraud schemes and trends impacting the industry and how companies can be safeguarded.

On April 24th, 2024 Monika was featured on the Compliance and Coffee Webinar hosted by Melissa Grindel for ActiveComply. The theme of the discussion was “Spring Compliance Cleaning,” offering insights and actionable tips on ensuring marketing and website compliance.

Sara McGinnis spoke at the Chicagoland Compliance Association’s Breakfast Meeting on April 12, 2024. Sara discussed Marketing Compliance, covering deposit and lending compliance, digital marketing, social media, regulatory ad requirements, diversity representation, AI use, and fair banking risks.

Monika McCarthy moderated a panel at the American Bar Association Business Law Spring Meeting in Orlando on April 5, 2024 about how to Do More With Less: Exploring Alternative Outside Counsel Engagement and Fee Arrangements.

Heidi Wier taught at the Wisconsin Bankers Association (WBA) Residential Mortgage Lending School on March 25-28, 2024 at the Wisconsin Bankers Association Office in Madison. The program equipped attendees with essential knowledge and skills for success in the competitive field of residential mortgage lending, covering topics such as finance basics, compliance regulations, product knowledge, sales skills, and networking opportunities through collaborative case study work.

Heidi Wier and Jim Treacy taught at the Wisconsin Bankers Association (WBA) Loan Compliance School on March 11-15. The 2024 WBA Loan Compliance School, which incorporated the Real Estate Compliance School, was held in person at the Wisconsin Bankers Association office in Madison. This school offered a comprehensive overview of lending regulations, including federal and Wisconsin state laws, covering topics such as ECOA, Fair Housing, UDAAP, and more, and was recommended for compliance officers, loan officers, legal counsel, and other banking professionals.

On January 30th, 2024 Monika McCarthy participated in a webcast hosted by the Pennsylvania Bar Institute (PBI) on the topic of Debt Collection & Loan Servicing – Fundamental and Emerging Issues. Topics included key regulations such as the FCRA, FDCPA, TCPA, Arbitration issues, RESPA, and fair servicing; with Monika speaking about fair servicing risks and best practices. The program was geared to both newcomers and seasoned professionals with practices in debt collection, loan servicing, compliance, and related fields.

On December 15th, 2023 Heidi Wier participated in a webinar hosted by the Chicagoland Compliance Association (CCA). Common HMDA reporting errors and challenges were discussed, as well as HMDA data integrity tips, transaction testing standards and tolerances, recent enforcement actions, and best practices to consider.

On December 14th, 2023 Ryan Addabbo presented a webinar hosted by the Tri State League of Financial Institutions on the topic of Emerging Issues in Fair Lending.

On November 1st, 2023 Monika McCarthy spoke at the Utah Bankers Association’s Fall Compliance Conference on Fair Lending and Redlining Developments impacting banks.