Central Florida Compliance Association (CFCA) – 2024 Fair Lending Analysis Webinar
Ryan Addabbo conducted a CFCA webinar on Fair Lending Analysis: How to Use Data Analysis as Part of a Strong Fair Lending Compliance Program on July 17th, 2024. Ryan covered essential topics such as building a robust fair lending compliance program, strategies for data monitoring to assess fair lending risk, understanding HMDA data, identifying disparities and outliers, and reviewing for redlining risk.
FCRA Fundamentals – Obtaining Information and Sharing Among Affiliates
The July/August 2024 issue of ABA Risk and Compliance features the insightful column titled Obtaining Information and Sharing Among Affiliates by Tracey Levandoski. This column delves into FCRA fundamentals, offering guidance on how financial institutions can navigate complex information-sharing requirements. Tracey breaks down exceptions and compliance strategies, making this a must-read for compliance professionals. Ensure your institution stays ahead of regulatory requirements by exploring this resource for mastering FCRA and Regulation P intersections.
ActiveComply – 2024 Compliance and Coffee Webinar
On April 24th, 2024 Monika was featured on the Compliance and Coffee Webinar hosted by Melissa Grindel for ActiveComply. The theme of the discussion was “Spring Compliance Cleaning,” offering insights and actionable tips on ensuring marketing and website compliance.
FCRA Fundamentals – Permissible Purpose and Use of Prescreened Solicitations
Jim Treacy’s column titled Permissible Purpose and Use of Prescreened Solicitations is published in the May/June 2024 issue of ABA Risk and Compliance. FCRA remains a key focus for bank regulators; in this column, Jim focuses on FCRA rules on permissible purpose for obtaining consumer reports, use of prescreened lists for delivering firm offers of credit/insurance to consumers, and managing consumer responses.
Mortgage Bankers Association (MBA) – 2024 Legal Issues and Regulatory Compliance Conference
On Monday, May 6th, 2024, Monika joined a panel at the Mortgage Bankers Association Legal Issues and Regulatory Compliance Conference to discuss how to select and work with outside counsel. Other participants included Michael Briggs, John Grissom, and Carlos Pelayo.
Mortgage Bankers Association (MBA) – 2024 Legal Issues and Regulatory Compliance Conference
Todd Krell spoke on trends in mortgage fraud at the Mortgage Bankers Association Legal Issues and Regulatory Compliance Conference in San Diego on May 5th, 2024. Todd, Katherine Hollister, and Bridget A. Berg discussed the latest fraud schemes and trends impacting the industry and how companies can be safeguarded.
CrossCheck General Counsel Appointed as Co-Chair of the Corporate Counsel Committee of American Bar Association’s Business Law Section
CrossCheck Compliance is thrilled to announce that Monika McCarthy, its General Counsel, has been appointed as Co-Chair of the Corporate Counsel Committee of American Bar Association’s Business Law Section. This Committee, which also includes Dredeir Roberts as Co-Chair, is comprised of in house counsel, outside counsel and representatives of agencies that regulate corporate activity. It […]
Chicagoland Compliance Association (CCA) – 2024 Breakfast Meeting
Sara McGinnis spoke at the Chicagoland Compliance Association’s Breakfast Meeting on April 12, 2024. Sara discussed Marketing Compliance, covering deposit and lending compliance, digital marketing, social media, regulatory ad requirements, diversity representation, AI use, and fair banking risks.
American Bar Association (ABA) – 2024 Business Law Spring Meeting
Monika McCarthy moderated a panel at the American Bar Association Business Law Spring Meeting in Orlando on April 5, 2024 about how to Do More With Less: Exploring Alternative Outside Counsel Engagement and Fee Arrangements.
Wisconsin Bankers Association (WBA) – 2024 Residential Mortgage Lending School
Heidi Wier taught at the Wisconsin Bankers Association (WBA) Residential Mortgage Lending School on March 25-28, 2024 at the Wisconsin Bankers Association Office in Madison. The program equipped attendees with essential knowledge and skills for success in the competitive field of residential mortgage lending, covering topics such as finance basics, compliance regulations, product knowledge, sales skills, and networking opportunities through collaborative case study work.
Wisconsin Bankers Association (WBA) – 2024 Loan and Real Estate Compliance School
Heidi Wier and Jim Treacy taught at the Wisconsin Bankers Association (WBA) Loan Compliance School on March 11-15. The 2024 WBA Loan Compliance School, which incorporated the Real Estate Compliance School, was held in person at the Wisconsin Bankers Association office in Madison. This school offered a comprehensive overview of lending regulations, including federal and Wisconsin state laws, covering topics such as ECOA, Fair Housing, UDAAP, and more, and was recommended for compliance officers, loan officers, legal counsel, and other banking professionals.
FCRA Fundamentals – Permissible Purpose and Use of Consumer Reports
Tracey Levandoski authored an article for the March/April 2024 issue of ABA Risk and Compliance on the topic of Fair Credit Reporting Act (FCRA), which outlines the rules a bank must follow for obtaining and using consumer reports and provides tips for effective FCRA compliance management.
Utah Banker Magazine – Meeting the Credit Needs of the Community Through Special Purpose Credit Programs
In 2023 Issue 4 of Utah Banker, CrossCheck Compliance LLC Manager Keenan Neal authored an article titled Meeting the Credit Needs of the Community Through Special Purpose Credit Programs (SPCP). Homeownership is crucial for building wealth and achieving upward mobility; implementing slight adjustments to underwriting criteria or down-payment assistance programs could facilitate increased homeownership, strengthen your institution’s fair lending compliance management program, and meet community credit needs. See this article to learn more on the topic of establishing an impactful SPCP.
Pennsylvania Bar Institute (PBI) – Consumer Loan Servicing Symposium – 2024 Fundamental and Emerging Risk Issues CLE
On January 30th, 2024 Monika McCarthy participated in a webcast hosted by the Pennsylvania Bar Institute (PBI) on the topic of Debt Collection & Loan Servicing – Fundamental and Emerging Issues. Topics included key regulations such as the FCRA, FDCPA, TCPA, Arbitration issues, RESPA, and fair servicing; with Monika speaking about fair servicing risks and best practices. The program was geared to both newcomers and seasoned professionals with practices in debt collection, loan servicing, compliance, and related fields.
Tri State League of Financial Institutions – 2023 Fair Lending Webinar
On December 14th, 2023 Ryan Addabbo presented a webinar hosted by the Tri State League of Financial Institutions on the topic of Emerging Issues in Fair Lending.
Chicagoland Compliance Association (CCA) – 2023 HMDA Update: Common Issues, Challenges and Best Practices Webinar
On December 15th, 2023 Heidi Wier participated in a webinar hosted by the Chicagoland Compliance Association (CCA). Common HMDA reporting errors and challenges were discussed, as well as HMDA data integrity tips, transaction testing standards and tolerances, recent enforcement actions, and best practices to consider.
Implementing an Effective Internal Audit Function
Is internal audit top of mind in your institution? A well established audit function should provide management and key stakeholders with ongoing assurance of the effectiveness of the company’s control environment and risk management processes. Learn how to establish an independent, effective internal audit function that promotes good corporate governance in Heidi Wier and Sara […]
Utah Bankers Association (UBA) – 2023 Fall Compliance Conference
On November 1st, 2023 Monika McCarthy spoke at the Utah Bankers Association’s Fall Compliance Conference on Fair Lending and Redlining Developments impacting banks.
Tri-State League of Financial Institutions – 2023 Flood Training
On October 27th, 2023, Sara McGinnis, CRCM, CAMS, CAFP conducted a training on flood insurance compliance for the Tri-State League of Financial Institutions. Other resources on flood insurance include an article authored by Sara on this topic, published in ABA Bank Compliance, and the ABA’s Reference Guide to Flood Compliance, First Edition.
Chicagoland Compliance Association (CCA) – 2023 Annual Conference
On October 5th, Liza Warner, Partner at CrossCheck Compliance LLC, and Karen Cullen, Senior VPs at Landmark Credit Union, lead a session at the 2023 Chicagoland Compliance Association Annual Conference. They covered key considerations for conducting compliance related investigations, analyzing complaints for further investigation, and monitoring social media for compliance issues.
