Bank Administration Institute (BAI) Webinar – Board Communication Strategies That Improve Risk Management and Compliance
Heidi Wier, CMCP will be presenting a webinar with the Bank Administration Institute (BAI) on May 29th, 1:00–2:00 PM CT. The session, Board Communication Strategies That Improve Risk Management and Compliance, will focus on how strong communication between compliance professionals and the board can enhance decision-making and risk oversight. Heidi will explore best practices such as preparing board members with pre-read materials, delivering concise and unbiased executive summaries, using secure board portals for streamlined information sharing, and developing targeted board training.
Chicagoland Compliance Association – 2025 Fair Lending and CRA Symposium
Rebecca Escario presented on Community Credit Needs Assessments and Special Purpose Credit Programs: Evolving Solutions to Address and Mitigate Redlining Risk. Her session explored how lenders can identify credit gaps and strengthen equitable lending efforts while managing regulatory and fair lending risk.
American Bar Association (ABA) – 2025 Business Law Section Spring Meeting
Monika McCarthy moderated the Insurance Coverage 101 for In House Counsel panel at the American Bar Association Business Law Section Spring Meeting on April 25, 2025 in New Orleans. The event brought together legal and compliance professionals from across the country for a series of insightful sessions on consumer financial services, banking law, and more.
Regulation E Back to Basics : Procedures for Resolving Errors
Electronic fund transfers (EFTs) play a critical role in how consumers manage and move their money and it is important for financial institutions to have a solid process in place for resolving EFT errors. In his latest column for the May/June 2025 ABA Risk and Compliance Magazine on Regulation E, “Procedures for Resolving Errors,” John Pace breaks down the key requirements under Section 1005.11 and offers practical considerations for building an effective error resolution program. From defining what constitutes an error to meeting investigation timelines and managing provisional credit, this article is a must-read for compliance and operations professionals looking to strengthen their approach and stay aligned with regulatory expectations.
Bank Administration Institute (BAI) Webinar – Addressing Regulatory Change Management and its Impact on Policies and Procedures
Sara McGinnis presented a webinar on March 13, 2025, from 1-2 PM CT on the topic of addressing regulatory change management and its impact on policies and procedures. This free webinar was hosted by the Bank Administration Institute (BAI). Participants learned how to navigate the complex landscape of federal and state regulatory changes, assess their impact on their organizations, and implement effective strategies for compliance. Sara shared valuable insights on identifying changes, conducting risk assessments, overcoming obstacles, and updating policies and procedures.
FCRA Fundamentals – Requirements for Furnishing Accurate Information to Consumer Reporting Agencies (CRAs)
Jim Treacy’s column in the March/April issue of ABA Risk and Compliance Magazine, “Requirements for Furnishing Accurate Information to Consumer Reporting Agencies”, provides insights for financial institutions on ensuring compliance with Fair Credit Reporting Act (FCRA) requirements. Jim outlines key responsibilities for furnishers of consumer credit information, such as providing accurate reporting, investigating disputes, and investigating and resolving discrepancies. Implementing strong policies and procedures is crucial to avoid compliance pitfalls. Don’t miss this informative piece—read the full article to stay ahead of FCRA obligations and best practices.
American Bar Association (ABA) – 2025 Consumer Financial Services Committee Meeting
Rebecca Escario presented at the American Bar Association’s Consumer Financial Services Committee meeting in Denver on January 26th, 2025. Rebecca joined a panel with Tim Lambert, moderated by Ken Scott, to discuss the latest on Section 1071 – how institutions can assess potential fair lending risks through their small business data and implement compliance enhancements.
Central Florida Compliance Association (CFCA) 2025 Annual Conference
Rebecca Escario presented at the Central Florida Compliance Association (CFCA) 2025 Annual Conference on in January 2025 on the topics of fair lending and redlining. Drawing from her 30+ years of experience in compliance and fair lending, Rebecca delivered insights that helped strengthen organizational practices in these areas. Her session addressed discriminatory lending practices, offering actionable strategies for compliance professionals.
FCRA Fundamentals – Disclosure of Credit Scores and Risk-Based Pricing
The January/February 2025 issue of ABA Risk and Compliance includes a column by Tracey Levandoski titled “Disclosure of Credit Scores and Risk-Based Pricing”, part of the Fair Credit Reporting Act (FCRA) Fundamentals series. Tracey delves into FCRA requirements for financial institutions that use credit scores in mortgage loan evaluations or set consumer credit terms based on consumer reports. Tracey also covers exceptions to risk-based pricing notices, alternative disclosures options, and key compliance considerations to ensure adherence to FCRA requirements.
California MBA – 2024 MBA Legal Issues and Regulatory Compliance Conference
Monika McCarthy moderated a panel at the California MBA Legal Issues and Regulatory Compliance Conference in December 2024, in Irvine, CA. The panel focused on Enforcement, Litigation, and Fair Lending Trends, providing valuable insights into critical issues shaping the mortgage industry.
Chicagoland Compliance Association (CCA) – Let’s See Now, an Update on Reg C and Reg CC – a Primer on HMDA and Expedited Funds Availability Webinar
In December 2024, Heidi Wier and Rebecca Escario presented a webinar in collaboration with the CCA: Let’s See Now, an Update on Reg C and Reg CC – a Primer on HMDA and Expedited Funds Availability. This double-feature session explored key updates on HMDA compliance and the Expedited Funds Availability Act (Regulation CC), providing practical tips and best practices to enhance compliance efforts.
American Bankers Association (ABA) – Section 1071 Webinar
November 12, 2024 Rebecca Escario presented a webinar for the American Bankers Association (ABA) Fair Lending and UDAAP Working Group on the topic of Small Banks and Section 1071: Preparing for Small Business Data Collection and Reporting. Rebecca shared insights and strategies to help small banks navigate the small business data collection and reporting requirements under Section 1071 of the Dodd-Frank Act.
Tri State League of Financial Institutions – 2024 Annual Training Meeting
Rebecca Escario shared her insights on Fair Lending at the Tri-State League of Financial Institutions Annual Training Meeting on October 30th, 2024 at Union Savings Bank in Cincinnati, OH.
Utah Bankers Association – 2024 Fall Compliance Conference
Monika McCarthy and John Pace spoke at the Utah Bankers Association Fall Compliance Conference at Zermatt Utah Resort, October 28-30, 2024. Monika covered “Hot Topics in Fair Lending” and “Doing More with Less: Selecting and Working with Outside Counsel,” while John discussed “Dodd-Frank Section 1071: Objects in Mirror are Closer than They Appear,” focusing on the CFPB’s Small Business Lending Rule and its impact on small business lenders. CrossCheck Compliance was proud to sponsor the event.
FCRA Fundamentals – Adverse Action Disclosures and the Intersection with ECOA
The November/December 2024 issue of ABA Risk and Compliance includes a column by Jim Treacy titled “Adverse Action Disclosures and the Intersection with ECOA.” Jim highlights Fair Credit Reporting Act (FCRA) and the Equal Credit Opportunity Act (ECOA) requirements for adverse action notices in credit decisions, as both regulations are often applied together. The column also notes CFPB guidance on using AI for credit decisions. Read on to learn practical steps for aligning your adverse action notices with FCRA and ECOA requirements.
Chicagoland Compliance Association (CCA) – 2024 Annual Conference
At the CCA’s Annual Conference on October 3rd, 2024 Sara McGinnis, CRCM, CAMS, CAFP and Tracey Levandoski, CRCM spoke on the topic of Compliance Risk Management for the Future, offering insights into compliance management system tips and reminders for addressing evolving risks and increased regulatory expectations.
FCRA Fundamentals – Consumer Alerts and Identity Theft
This column by John Pace, CRCM in the ABA Risk and Compliance September/October 2024 issue covers the fundamentals of the Fair Credit Reporting Act (FCRA) focusing on identity theft presenting an escalating threat to both consumers and financial institutions (FIs). The FCRA requires FIs to establish a robust Identity Theft Prevention Program (ITPP) to identify, detect, and respond to red flags, such as unusual account activity or alerts from credit reporting agencies. Proactive measures like placing fraud alerts or credit freezes can help consumers safeguard their credit information and mitigate the risks of identity theft. Read the article to learn more about how to protect your institution and customers.
Mortgage Bankers Association (MBA) – 2024 Compliance and Risk Management Conference
Monika McCarthy’s session on Sunday, September 22nd, 2024 at the Mortgage Bankers Association Compliance and Risk Management Conference in Washington, DC, titled “Compliance Conversations: Fair Lending, LEP, and SPCPs,” featured a facilitated discussion where attendees asked questions and exchanged information on how peers were addressing compliance challenges related to Fair Lending, Limited English Proficiency (LEP), and Special Purpose Credit Programs (SPCP). Monika facilitated this session alongside Daniella Casseres and Joshua Weinberg.
America’s Credit Unions – 2024 Compliance & Risk Council Conference
Heidi Wier spoke at the America’s Credit Unions’ Compliance & Risk Council Conference in Chicago on Wednesday, September 25, 2024. Heidi presented “Fair Lending for Credit Unions Approaching $10 Billion,” focusing on the DOJ’s Combatting Redlining Initiative and strategies for effective fair lending programs. Attendees learned what to include in their fair lending programs, what types of data analytics to perform, and how to assess risk related to underwriting, pricing, levels of service, and redlining.
ABA 34th Edition of the Reference Guide to Regulatory Compliance
The CrossCheck team was honored once again to collaborate with the American Bankers Association in authoring the 34th edition of the Reference Guide to Regulatory Compliance. The guide is updated annually to provide the most up-to-date guidance for compliance professionals and those preparing to take the Certified Regulatory Compliance Manager (CRCM) exam. The guide is […]
