Monika McCarthy took the stage in October 2025 at the Money20/20 USA conference for fintech professionals on the panel: “Audit-Ready Algorithms: Structuring AI for Easy Regulatory Reviews.” Monika shared key considerations for embedding transparency and explainability into AI systems to meet regulatory expectations and reduce friction during audits and examinations. With AI’s growing role in expanding credit access, she emphasized the importance of aligning models with fair lending laws and regularly testing against bias.
Panelists
Monika McCarthy, Managing Director & General Counsel, CrossCheck
Amanda Phillips, General Counsel & EVP of Compliance, ACES Quality Management
Moderator
Chris Hilliard, CEO & Co-Founder, Winnow
