Speaker Engagements

Enterprise Risk Management for Attorneys: A How-To on Mitigating Risk

On Wednesday, August 7th, Monika McCarthy will be participating in the American Law Institute Continuing Education (ALI CLE) webcast/telephone seminar on Enterprise Risk Management for Attorneys: A How-To on Mitigating Risk. Learn how you can have a positive impact on your client’s risk management practices. This practical webcast will benefit business attorneys, corporate counsel, in-house… Read more »


Announcements

Debbi Roberts Announcement

Debbi Roberts has joined CrossCheck Compliance as a business development director with responsibilities for managing client relationships across all of the firm’s services.


Speaker Engagements

Western Bankers Association Fair Lending Webinar

On July 31, Karen Cullen, director in the Regulatory Compliance and Fair & Responsible Lending practices, will present a webinar entitled, Health Check of Your Fair Lending Program: Connecting Risk Assessment and Performance Analysis for the Western Bankers Association. In this webinar, discover how risk assessment drives the priority of performance analysis and, in turn,… Read more »


Speaker Engagements

Northern Illinois Compliance Association (NICA)

On July 19, fair lending expert, Karen Cullen will be the speaker at NICA’s July meeting. This meeting will be held at Giovanni’s Restaurant in Rockford Illinois from 2:00 to 4:00 p.m. Her presentation, Health Check: Fair Lending, will address how to understand your fair lending risk and right size your compliance.


Past Speaking Engagements

Central Florida Compliance Association (CFCA) Webinar

On Wednesday, July 10th, Jim Treacy presented a webinar entitled, Overdraft Programs Compliance Best Practices. Jim is a CPA and a Certified BSA Officer with over 20 years of operational, financial and compliance experience in the financial services industry.


Articles

How to Maintain Fair and Responsible Servicing Practices

The cover story of the July-August issue of ABA Bank Compliance magazine, How to Maintain Fair and Responsible Servicing Practices, was co-authored by Liza Warner and Karen Cullen. In this article, the authors address how compliance officers can guide their organizations in successfully navigating an evolving compliance landscape by identifying and mitigating compliance risk in… Read more »


Speaker Engagements

Chicagoland Compliance Association Fair Lending and CRA Symposium

On July 26, Karen Cullen, director in the Regulatory Compliance and Fair & Responsible Lending practices, will be speaking on what’s next in fair lending. Her presentation will cover AI and the fair lending risk associated with using models; even when one thinks there is no discretion in decision.


Past Speaking Engagements

Iowa Mortgage Association Boot Camp

Tracey Levandoski presented What You Need to Know as a Mortgage Lender at the Iowa Mortgage Association Boot Camp held May 16-17, 2019.


Past Speaking Engagements

MBA’s Legal Issues and Regulatory Compliance Conference

On Monday May 6th, Monika McCarthy, managing director and general counsel, participated on a panel at the MBA’s Legal Issues and Regulatory Compliance Conference. This panel was part of the Applied Compliance Track and specifically addresses UDAAP Compliance. The other panelists included Anthony (Tony) Alexis, partner at Goodwin; Michelle Rogers, partner at Buckley LLP; and… Read more »


Articles

We Are Change Leaders

The cover story of the 2019 May-June issue of ABA Bank Compliance was written by Liza Warner. The article is about adapting and advancing in the evolving financial services landscape. She covers the role that compliance officers play in supporting banks’ strategic goals through change management and provides a framework for how compliance professionals can… Read more »


Articles

Understand Where Your Data and Programs Meet to Control Risk

In the April 19, 2019 issue of Compliance Action, Karen Cullen addresses lessons learned from past fair lending consent orders. In her article, she discusses that adequate fair lending risk management requires not only awareness of potential fair lending risk, but an understanding of how that risk is affected by the institution’s programs and how… Read more »


Articles

Mindset Matters: Are You Set Up for Quality Control Success?

Mindset Matters – Mortgage Compliance Magazine In the April 2019 issue of Mortgage Compliance Magazine, co-authors Tim McWay and Aaron Soule discuss how decreasing volumes and shifts toward new products have led to a new mindset regarding quality control. The article discusses how lenders who are successful with quality control adopt strategies that not only… Read more »


Past Speaking Engagements

Florida Bankers Association 34th Annual Consumer Compliance Seminar

In Orlando, FL on April 5, Monika McCarthy, managing director and general counsel, presented “Banking Ethics, Governance & Risk Mitigation Best Practices”.


Past Speaking Engagements

ABA Intermediate Compliance School

On April 1 in Tucson, AZ, Karen Cullen, director in CrossCheck’s Regulatory Compliance and Fair & Responsible Lending practices, was a panelist at the ABA’s Spring 2019 Intermediate Compliance School. The panel addressed Compliance Hot Topics.


Past Speaking Engagements

Wisconsin Bankers Association (WBA) Real Estate Compliance School

On March 11th, Jim Treacy, director, and Heidi Wier, managing director, taught Regulation Z, TRID and Ability to Repay. On March 15th Heidi Wier taught HMDA.


Past Speaking Engagements

Mortgage Bankers Association’s (MBA) National Servicing Conference

On Wednesday, February 27th, Jim Shankle, managing director, participated on a panel, Quality Control for Major Operational Risk Areas, at the Mortgage Bankers Association’s National Servicing Conference. The panel identified the top operational risk areas for servicers and recommended how to ensure adequate quality control. These risk areas include vendor management, customer handling and response,… Read more »


Articles

Ensuring Quality Originations

In the Winter 2019 issue of ACUMA PIPELINE, Todd Krell provides insights for credit unions to the question – Is It Time to Review Your Quality  Assurance Program and Your Quality Control Plan?


Past Speaking Engagements

Wisconsin Bankers Association (WBA) Mortgage Lending School

On February 19th, Heidi Wier, managing director, taught the following topics: Regulation Z, Fair Lending, HMDA, Equal Credit Opportunity Act, SAFE Act and Flood, among other topics.


Past Speaking Engagements

Illinois Mortgage Bankers Association (IMBA) Risk Management Committee HMDA Webinar

On Thursday, Feb. 7, 2019, IMBA’s Risk Management Committee in conjunction with Neighborhood Loans and CrossCheck Compliance, offered a complimentary webinar: HMDA: Submit with Confidence, Keys to Successful Data Integrity The presenters included: Karen Cullen, Director, CrossCheck Compliance Heidi Wier, Managing Director, CrossCheck Compliance Moderator: Nathan Britsch, Executive VP, Compliance, Neighborhood Loans


Past Speaking Engagements

California Mortgage Bankers Association (CMBA) HMDA Webinar

On Thursday, January 24th Heidi Wier, managing director, and Karen Cullen, director, presented a webinar for the California MBA’s Mortgage Quality and Compliance Committee entitled HMDA: Submit with Confidence, Keys to Successful Data Integrity. Participants learned ways to finalize their LAR submissions and handle last minute integrity issues all while not falling behind with 2019… Read more »


Articles

Silver Linings Playbook: Compliance Edition

WBA Compliance Article January 2019 In the January 2019 issue of Wisconsin Banker, Heidi Wier was interviewed by the author of this article which discussed strategies for turning compliance into a competitive advantage. Among the topics that Heidi addressed were the importance of demonstrating to customers that the bank has a culture of compliance, performing… Read more »


Articles

Fair Lending for Commercial Loans: Within the Sight Lines of the Regulators

Fair Lending for Commercial Loans – Western Banker Nov-Dec 2018 In the November-December 2018 issue of Western Banker, Karen Cullen, Director, Regulatory Compliance and Fair & Responsible Lending addresses the challenges of doing a fair lending review of commercial lending.


Past Speaking Engagements

Chicagoland Compliance Association

HMDA: Get Answers to Your Most Pressing Questions! On December 7th in Chicago, IL, industry experts and front-line subject matter experts provided an update on HMDA related topics. Karen Cullen, director, Regulatory Compliance and Fair & Responsible Lending, spoke on HMDA Data Integrity: Importance of Systemic and Logic Reviews.


Past Speaking Engagements

Illinois Mortgage Bankers Association (IMBA) Year-End Mortgage Market Update

On December 4th in Chicago, the IMBA presented an economic and mortgage market overview. Chris Ortigara, director, who chairs the IMBA Secondary Marketing Committee, moderated a panel which included Peter J. Taglia, senior VP, FTN Financial Capital Assets Corporation; Paul Lueken, CEO, Draper & Kramer Mortgage; Jeremy Collett, executive director, Capital Markets, Guaranteed Rate; and… Read more »


Past Speaking Engagements

HMDA, Trust but Verify Webinar for Total Training Solutions/CU Webinars

On December 4th from 1:30 to 3:30 Central Time, Heidi Wier presented a webinar through Total Training Solutions and CU Webinars.com on the methods credit unions can use to ensure that their HMDA data is accurate. This webinar was beneficial for anyone who has responsibility for HMDA data integrity or analyzing the information to help… Read more »


Past Speaking Engagements

California Mortgage Bankers Association Legal Issues and Regulatory Compliance Conference

At the California MBA Legal Issues and Regulatory Compliance Conference in Newport Beach California, December 3 – 4, 2018, Monika McCarthy, managing director and general counsel, moderated the General Counsel Roundtable with the following panelists: Je Yon Jung, AmWest Funding Corp., Tom Noto, Stearns Lending, Lauren Ingersoll, Inspire Home Loans, and Ken Block, New American… Read more »


Articles

The Future is Digital Mortgages – Are You Choosing Your Fintech Partner Wisely?

In the winter issue of California Mortgage Finance News, Liza Warner and Monika McCarthy  address the considerations lenders face when reviewing the options for partnering with fintechs. Finding the right fintech solution partner and implementing compliance protocols and best practices to mitigate risks is a win-win for consumers, lenders, technology innovators, investors, and the industry… Read more »


Past Speaking Engagements

Western Bankers Association – Overdraft Programs, Compliance Best Practices

On November 29th at 9:00 pacific time, Heidi Wier and Jim Treacy presented a webinar program entitled Overdraft Programs, Compliance Best Practices. Attendees of this webinar learned the regulatory ‘requirements’ relating to overdraft programs as well as the regulatory ‘guidance’ and best practices on the topic.


Articles

Two Days to Perform M&A Due Diligence – ABA Bank Compliance

Mergers and acquisitions (“M&As”) continue to increase, and compliance personnel play an important role in the process. In the November-December 2018 issue of ABA Bank Compliance, Heidi Wier addresses what compliance should focus on if you only have two days to perform a due diligence review. A strong roadmap that covers as many high-risk areas… Read more »


Past Speaking Engagements

Chicagoland Compliance Association

HMDA: Get Answers to Your Most Pressing Questions! On December 7th in Chicago, IL, industry experts and front-line subject matter experts provided an update on HMDA related topics. Karen Cullen, director, Regulatory Compliance and Fair & Responsible Lending, spoke on HMDA Data Integrity: Importance of Systemic and Logic Reviews.    


Announcements

Business Development Director Job Description

CrossCheck is hiring! We are looking for an innovative and driven Director of Business Development to join our team. In this role, you will focus on identifying and developing client relationships and expanding our presence in the financial services consulting market. We are seeking a top-level professional who is motivated to think outside the box… Read more »


Past Speaking Engagements

Chicago Bar Association Fair Lending Presentation

On November 14th, Liza Warner, managing director, presented Preparing for Internal and External Fair Lending Audits as part of a panel on Fair Lending Enforcements, Audits, and New Frontiers to the Financial Institutions Committee. The panel included Illinois Assistant Attorney General Vijay Raghavan and John Mussman, Rimon P.C., Partner.


Past Speaking Engagements

HMDA Data Integrity – Leveraging Technology to Ensure Your HMDA Data Is Accurate

On December 11th at 9:00 PT Heidi Wier presented a webinar for the Western Bankers Association on HMDA Data Integrity. Participants will learn how to manage HMDA risk, how leveraging technology can help increase the accuracy of HMDA data, and how to test for issues before the regulators do to avoid resubmissions.


Past Speaking Engagements

Chicagoland Compliance Association (CCA)

HMDA: Get Answers to Your Most Pressing Questions! On December 7th in Chicago, IL, industry experts and front-line subject matter experts provided an update on HMDA related topics. Karen Cullen, director, Regulatory Compliance and Fair & Responsible Lending, spoke on HMDA Data Integrity: Importance of Systemic and Logic Reviews.


Articles

A Strong Risk Assessment Can Lower Audit Costs and Improve Audit Effectiveness

In the November issue of Mortgage Compliance Magazine, Heidi Wier discusses how a risk assessment is the basis of an efficient and cost-effective internal audit plan. Learn how to identify inherent risk and consider the adequacy of internal controls to define residual risk and then create the audit plan.


Past Speaking Engagements

Conference on Consumer Finance Law (CCFL)

This conference on consumer financial services law took place on November 5 and 6 at the Texas A&M School of Law in Fort Worth, Texas. Monika McCarthy, managing director and general counsel, moderated a panel on ethics for financial services lawyers with panelists Sabrina Neff, Husch Blackwell and Sanford Shatz, McGlinchey Stafford. 12 hours CLE… Read more »


Past Speaking Engagements

Wisconsin Bankers Association (WBA) Compliance Forum

Karen Cullen, CRCM, and director in the regulatory compliance and fair & responsible lending practices, presented HMDA Rule Changes at three sessions of the WBA’s Compliance Forum – 10/30 in Stevens Point, 10/31 in the Wisconsin Dells and 11/1 in Pewaukee. With HMDA submission right around the corner, it is a good time to review… Read more »


Articles

Operationalizing UDAAP: Building a Strong Foundation to Control Risk

In the September/October issue of Western Banker, Heidi Wier and Karen Cullen discuss the challenges in operationalizing and controlling UDAAP risk. In part, the challenge stems from the lack of implementing regulations. More so, the real challenge is the broad applicability of UDAAP throughout the organization and across the customer experience including products, pricing, marketing… Read more »


Past Speaking Engagements

Wisconsin Mortgage Bankers Association (WIMBA) Boot Camp

November 13-14 in Delafield, Wisconsin, the Wisconsin Mortgage Bankers Association hosted a new one-and-a-half day seminar was designed for mortgage professionals of all levels of experience who to increase their knowledge of the business and grow sales potential. On Day Two, November 14th, Karen Cullen, CRCM, director in the regulatory compliance and fair & responsible… Read more »


Past Speaking Engagements

Western Bankers Association Webinar – Fair Lending for Commercial Lenders

On October 10th at 9:00 pacific time, Karen Cullen, director in the Regulatory Compliance and Fair Lending practices, presented a webinar for the Western Bankers on the subject of Fair Lending for Commercial Lenders. In this webinar, participants gained a better understanding of fair lending regulations, learned how to develop a risk assessment and controls,… Read more »


Past Speaking Engagements

Chicagoland Compliance Association (CCA)

On October 4th, at the CCA’s annual conference, Jim Shankle participated on a panel, Mortgage Servicing Rules for Servicers. The panel also included Solomon Maman, Partner, Noonan Lieberman. Sharon Michnuk, Head of Consumer Risk/Risk Management, CIBC Bank was the moderator.


Past Speaking Engagements

Western Bankers Association Regulatory Compliance Conference

On Thursday, October 4th, CrossCheck at this conference Heidi Wier, managing director, presented on HMDA Data Integrity Review – Methods for Ensuring HMDA Data Accuracy and Liza Warner, managing director, presented on Compliance Risk Assessment.


Past Speaking Engagements

Illinois Mortgage Bankers Association (IMBA) Regulatory Update

On November 1st in Oakbrook, Illinois, Tracey Levandoski, CRCM, and a manager in the regulatory compliance and internal audit practices, presented on risk assessment at the Illinois Mortgage Bankers Association Regulatory Update.


Past Speaking Engagements

MBA Webinar – Effective Audit Function: Beyond the Basics

This webinar, presented on September 27, is now available for purchase on the MBA’s website. The presenters discussed how effective internal audit programs evolve over time. While previous MBA internal audit webinars focused on basic elements of the program, this webinar provided more advanced information. The panel, moderated by Chris Ortigara CMB®, included CrossCheck presenters,… Read more »


Articles

Appraisal Considerations of the EGRRCPA

In the Compliance Action newsletter, Mollie Sudhoff, manager in the Regulatory Compliance practice, discusses The Economic Growth, Regulatory Relief, and Consumer Protection Act (“EGRRCPA”). Frequently referred to as “S2155” by the industry, this law has been hailed by many as “relief” from certain terms of the Dodd Frank Act. In this article, Mollie addresses what… Read more »


Past Speaking Engagements

Northern Illinois Compliance Association/Illinois Mortgage Bankers Association (IBA)

On September 14th, NICA, in partnership with the Illinois Bankers Association (IBA), held an informative one-day workshop. Karen Cullen, CRCM, and a director with CrossCheck Compliance, presented HMDA Follow Up (Tips and Tricks and What We Have Learned). Do you know the integrity of your HMDA data? This interactive session included a discussion of how… Read more »


Past Speaking Engagements

American Bar Association Annual Business Law Section Meeting

On Thursday, September 13th, Monika L. McCarthy, managing director and general counsel, moderated a general counsel roundtable. This dynamic panel from banking, mortgage, and fintech companies discussed current risks they face and mitigate, their expectations and requirements for outside counsel, and best practices for in-house counsel.


Past Speaking Engagements

HMDA Data – Trust but Verify Webinar for bank webinars.com

On August 21st Heidi Wier presented a webinar on the methods lenders can use to ensure that their HMDA data is accurate. This webinar was beneficial for anyone with responsibility for HMDA data integrity or analyzing the information to help manage fair lending risk, including senior management, compliance officers, attorneys and auditors.


Past Speaking Engagements

Mortgage Bankers Association Regulatory Compliance Conference

On Sunday September 16th, Mike Forester, managing director, participated on the Anti-Money Laundering, Know Your Customer and Fraud panel at the MBA’s Regulatory Compliance Conference in Washington D.C. This panel was part of the Emerging Compliance Risk Track.


Articles

Mitigating Fraud Risk Through the Loan Life Cycle

In the August 2018 issue of Mortgage Compliance Magazine, Todd Krell and Tim McWay discuss how a fraud prevention program that encompasses the entire loan life cycle can help mortgage lenders mitigate fraud risk. Given that industry data shows that once again, fraud has been increasing, this is a very timely article.


Past Speaking Engagements

Western Bankers Association Webinar – Understanding and Controlling UDAAP Compliance Risk

On August 2nd, Karen Cullen and Heidi Wier presented a webinar for the Western Bankers Association on the topic of UDAAP compliance risk. In this webinar, participants learned the best practices for incorporating UDAAP into a compliance management program, how to develop a UDAAP risk assessment and measure UDAAP risk, and how applying customer service… Read more »


Past Speaking Engagements

Northern Illinois Compliance Association Meeting

On July 20th, Karen Cullen, director in the Regulatory Compliance and Fair Lending practices presented on Fair Lending: Strong Compliance Management and Understanding/Controlling Risk. This meeting was held at Giovanni’s in Rockford, Illinois.


Articles

Leveraging Technology to Improve the Accuracy of HMDA Data

Ensuring the accuracy of Home Mortgage Disclosure Act (HMDA) data has always been a challenge. In the July issue of Housing Wire, Heidi Wier, managing director, shares how systemic data integrity reviews can help manage risk.


Articles

Are You Leaving Money on the Table?

Are-You-Leaving-Money-on-the-Table In a special supplement to Illinois Banker, 2018 Banking Trends: Management and Operations, Heidi Wier, managing director, and Kelli Schoon-Saxsma, manager, discuss how a lack of focus or dedication of resources toward Regulation E and claims processing could lead to unintended errors, or even ‘over compliance’, which may increase operating losses and leave money… Read more »


Articles

State Attorneys General Ramping Up – Are You Ready?

State Attorneys General Ramping Up In the summer issue of California Mortgage Finance News, Monika McCarthy, managing director and general counsel, addresses the ramp up in supervision and enforcement by the state regulators in areas where the CFPB is pulling back.


Articles

Controlling the Narrative: Now Is the Time to Understand Your Data

Controlling the Narrative – Now is the Time to Understand Your Data In the June issue of Mortgage Compliance Magazine, Karen Cullen, Director, Regulatory Compliance & Fair Lending, writes about the key elements that your institution needs to consider in understanding how your HMDA data relates to your business.


Past Speaking Engagements

Annual Consumer Financial Services Conference (CCFL)

At the Conference on Consumer Finance Law, held in Chicago, Illinois at Loyola University, Chicago School of Law May 31-June 1, 2018, Monika McCarthy, managing director and general counsel, moderated a panel on Cybersecurity.


Past Speaking Engagements

Wisconsin Bankers Association (WBA) Lending Boot Camp

Heidi Wier, managing director, presented on Lending Compliance at the WBA’s Lending Boot Camp which was held in Madison, Wisconsin May 15-17, 2018. Her topics included fair lending, HMDA, Regulation Z, Regulation X, flood insurance, SAFE Act, Regulation B, FACTA, FCRA and UDAAP.


Past Speaking Engagements

Wisconsin Bankers Association (WBA) Real Estate Compliance School

Heidi Wier, managing director, and Jim Treacy, director, taught at the WBA’s Real Estate Compliance School held March 13-15, 2018. Their topics included Regulation Z and HMDA, the 2018 requirements and early lessons learned.


Past Speaking Engagements

Financial Institutions Conference (FIC)

On Tuesday, May 8, 2018, at the Sheraton Milwaukee Brookfield Hotel, Jim Treacy presented a regulatory compliance update. Jim is a CPA and a director in CrossCheck’s regulatory compliance and internal audit practices. His presentation included a discussion of the current regulatory environment and recent regulatory changes impacting banks, including the July 2017 updates to… Read more »


Past Speaking Engagements

Texas Mortgage Bankers Association 102nd Annual Convention

On Tuesday, May 1, 2018, at the JW Marriott San Antonio Hill Country, Todd Krell, managing director, moderated a panel on fraud for the Texas Mortgage Bankers Association. During this session, the panel addressed the potential for the increase of fraud with the growth of electronic document processes.


Past Speaking Engagements

MBA Legal Issues and Regulatory Compliance Conference

On Monday, April 30, 2018, at the MBA Legal Issues and Regulatory Compliance Conference in Los Angeles, California, Karen Cullen, director in CrossCheck’s compliance and fair & responsible lending practices was on a panel entitled Controlling the Narrative: Using Internal Data for Better Market Penetration.


Announcements

Karen Cullen joins CrossCheck Compliance

Karen Cullen has joined CrossCheck Compliance as a director in our Compliance and Fair & Responsible Lending practices. Karen is a regulatory compliance and fair lending leader with over twenty-five years in financial services including banking, mortgage banking and electronic payment services. She has both corporate and organizational expertise in detailed compliance program implementation, quality control… Read more »


Past Speaking Engagements

Florida Bankers Association Consumer Compliance Seminar

Mollie Sudhoff, a manager in CrossCheck’s regulatory compliance and internal audit practices moderated three sessions at the 33rd Annual Consumer Compliance Seminar, April 11-13, 2018 in Orlando, Florida. The first session was the Regulator Panel: Current Examination & Enforcement Focus, Findings & Expectations”. The second was the “Florida Attorney Panel Potpourri: ADA, Collections, Florida TCPA,… Read more »


Articles

Staffing Up for CMS

Staffing-up-for-CMS-ABA-Bank-Compliance.pdf. In this article, seen in the March-April issue of ABA Bank Compliance, Liza Warner, managing director, discusses how financial institutions of all sizes must continue to evolve their compliance teams to set the culture of compliance throughout the organization, resulting in a more effective Compliance Management System (CMS).


Past Speaking Engagements

Wisconsin Bankers Association (WBA) Residential Lending School

Heidi Wier, managing director, taught compliance for residential mortgage lenders at the WBA’s Mortgage Lending School on February 20, 2018. The topics she covered included ECOA (Regulation B), TILA/RESPA (Regulation Z), Ability to Repay and Qualified Mortgages, Fair Lending, HMDA (Regulation C) and the SAFE Act. Students gained the knowledge they need to be successful… Read more »


Articles

Avoiding Surprises

Avoiding Surprises – Servicing Quality Assurance and Quality Control Monitoring Systems can be Management’s Best Friend This article, co-authored by Jim Shankle and Bill Tyner, was the cover story for the February 2018 issue of Mortgage Compliance Magazine.


Articles

The Mortgage Servicing Rule – Are You Prepared?

This article was originally published as the cover story of the September-October 2017 issue of ABA Bank Compliance. Jim Shankle and Liza Warner discuss the challenges faced by loan servicers in implementing the 2016 Servicing Rule.


Articles

The Ongoing Challenges of Servicing Transfers

Mortgage Banking Magazine Servicing Article In this article published in Mortgage Banking Magazine, Chris Ortigara and Jim Shankle address the need for loan servicers to carefully review the loan-boarding processes to ensure compliance with the CFPB’s mortgage servicing rules.


Articles

Preparing for the unexpected

Viewpoints CrossCheck In this Viewpoints article in the December 2017/January  2018 issue of Housing Wire, Jim Jorgensen, president, CEO and founder of CrossCheck Compliance, discusses how lenders can get in front of major risks through an enterprise risk management framework.


Articles

Hot Topics for Regulatory/Compliance Pros

Hot Topics for Regulatory – Compliance Pros This article is the latest in a series dealing with the issues facing the real estate finance industry. Each issue CMBA experts are asked for their thoughts on the issues at hand. In this issue of CMFN, Monika McCarthy, Managing Director and General Counsel, participated in a roundtable… Read more »


Past Speaking Engagements

California MBA Legal Issues and Regulatory Compliance Conference 2017

Monika McCarthy, managing director and general gounsel, moderated the General Counsel Roundtable at this conference which was held on December 4 and 5 in Irvine, California.


Past Speaking Engagements

Wisconsin Bankers Association (WBA) – Deposit Compliance Alumni Update Seminar

On November 8th, Jim Treacy, director, addressed the Regulation CC changes. This seminar was geared specifically towards compliance officers.


Past Speaking Engagements

Wisconsin Bankers Association (WBA) Compliance Forum 2017

Heidi Wier, managing director, presented HMDA – The Recent Finalized Amendments. The Forum was held October 31, November 1 and November 2 at different locations in Wisconsin.


Past Speaking Engagements

Wisconsin Bankers Association (WBA) Real Estate Compliance School 2017

Heidi Wier, managing director, and Jim Treacy, director, taught a class on Reg Z and TRID, and Heidi also taught a class on HMDA, at the WBA’s Real Estate Compliance School on September 27th and 28th at the Wintergreen Resort & Conference Center in the Wisconsin Dells. This school was designed to provide attendees with… Read more »


Uncategorized

Compliance Essentials/CMCP Interactive Session: Common Help Desk and Operational Questions for Compliance Officers

On Sunday September 17th at the MBA’s Regulatory Compliance Conference, Monika McCarthy, managing director & general counsel, spoke, along with H. Burton Embry, executive vice president & chief compliance officer, Primary Residential Mortgage, Inc. This interactive session provided participants an opportunity to solve compliance problems and identify the tools and methods for solutions.


Company Profile

California Mortgage Bankers Association (CMBA) Member Profile

CrossCheck Compliance LLC was recently profiled by the California Mortgage Bankers Association (CMBA). Our CEO, Jim Jorgensen, responded to the “Big 3” questions posed by the association about the state of the market and what to look forward to in the future.


Past Speaking Engagements

Northern Illinois Compliance Association (NICA) 2017 Workshop

Jim Treacy, director, presented Final TRID and Mortgage Servicing Clarifications on Friday, September 8th at the NICA workshop. Jim “clarified” the clarifications and technical amendments on the final TRID rule issued by the CFPB July 7th. He also discussed the impact of the final rules issued by the CFPB on August 4, 2016 amending certain… Read more »


Articles

Distinguishing Between a Real Internal Audit and an ‘Imitation’

Chris Ortigara discusses the key considerations for independent mortgage companies as they look to outside resources for internal audit support. Cross Check MCM Internal Audit – August 2017


Articles

California Mortgage Finance News – Regulatory/Compliance Outlook

Chris Ortigara, participating in this roundtable article, reflects on MSAs, challenges facing the mortgage industry and what lenders can do to better protect their data and information.


Articles

Effective Partnerships Between Banks and Marketplace Lenders – Managing Third-Party Risk

Jim Shankle and Chris Ortigara discuss the three critical components of successfully managing third-party risk of fintechs.


Articles

Compliance Management – Working Smarter

Liza Warner discusses best practices for managing the compliance function in this article published in ABA Bank Compliance.


Past Speaking Engagements

California Mortgage Bankers Association (California MBA) Western States Loan Servicing and Technology Conference

Jim Shankle, managing director in the Regulatory Compliance and Internal Audit practices, spoke on the servicing compliance panel at this conference which took place August 6-8th in San Diego, CA. Servicing related articles can be found in the Related Resources section of Regulatory Compliance.


Articles

What Is Your Time Worth?

In Mortgage Compliance Magazine, Todd Krell discusses how you can have a more effective quality assurance program.


Articles

California Mortgage Finance – Unprecedented Times Call for Unprecedented Leadership, Advice for General Counsel from General Counsel

Monika McCarthy shares the advice of General Counsel colleagues on the challenges impacting the mortgage industry in this article published in California Mortgage Finance News. Learn more about how to better navigate this year’s risks.


Articles

ABA Bank Compliance – Best Practices for Managing the Consumer Complaint Program

Liza Warner discusses best practices for the consumer complaint management program in this article published in ABA Bank Compliance. Learn more about how banks can more effectively meet their strategic business objectives and manage regulatory risk. Update: The ABA announced in the September-October 2018 issue that Liza had won the prestigious APEX writing award for this… Read more »


Articles

Preparing for CFPB Servicing Exams, Avoiding Common Mistakes With Servicing Transfers and Private Mortgage Insurance

Jim Shankle and Chris Ortigara discuss preparing for CFPB servicing exams in this article published in Mortgage Compliance Magazine. Learn more about avoiding common mistakes with servicing transfers and private mortgage insurance.


Articles

ABA Bank Compliance – Compliance in 3D, The Second Line of Defense, Are the Stars Aligned?

Liza Warner discusses best practices for managing the second and third lines of defense in two articles published in ABA Bank Compliance Journal. Learn how to better protect your organization against risks in the compliance process.


Articles

Are you integrating TRID Into Your Quality Control Process?

Todd Krell and Chris Ortigara discuss the considerations regarding implementing TRID into your QC process. This article can also be found in the Summer Issue of California Mortgage Finance News published by the California Mortgage Bankers Association.


Articles

Best Practices for Establishing a Cost-Effective Internal Audit Function

Heidi Wier discusses best practices for establishing a cost-effective internal audit function. Learn how to implement internal audit in a mortgage environment.


White Papers

Why Mortgage Companies Should Embrace Internal Audit

The heightened regulatory focus on the mortgage industry is driving public and non-public mortgage companies to enhance their corporate governance structures by implementing effective internal audit functions.


Articles

Internal Audit, Where Does It Fit in the Compliance Puzzle?

Chris Ortigara and Jim Shankle discuss internal audit for mortgage bankers in Mortgage Compliance Magazine. Learn how internal audit fits in the compliance puzzle.