Todd is a senior mortgage executive with over twenty years of mortgage lending experience. He has operational experience as both a portfolio investor and mortgage banker. The Consumer Loan Review practice led by Todd performs pre-funding and post-closing quality assurance, operational audits of origination and quality control departments, and repurchase, fraud, and servicing reviews. The Litigation Support practice provides expert services including file review, reports, and testimony in relation to mortgage-backed securities, servicing, and repurchase matters.

Prior to joining CrossCheck in 2008, Todd was a senior vice president for Heartland Bank where he was responsible for underwriting and quality control. Before that, as a regional underwriting manager for HSBC Mortgage Services, he supervised the monthly credit, compliance, fraud, and collateral accounting for as much as $1 billion in monthly volume.

Todd has presented extensively at Mortgage Bankers Association (MBA) conferences and for various state mortgage banking associations on such topics as appraisal review, managing risk in mortgage lending, and quality control. He is also a published author on the subject of quality control.

 

Education

Bachelor of Science in Accounting, Illinois State University