Back to School Isn’t Just for Students: Is Your Compliance Training Keeping Pace?
Back-to-school season is a useful reminder for financial institutions to reassess whether compliance training still reflects current risk. For many institutions, the issue is no...
Conference season is underway, and the CrossCheck team will be participating in several of this fall’s key industry events. From panel discussions to presentations on...
Seven Signals Shaping the Community Reinvestment Act (CRA)
On July 31, the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) issued a Notice of Proposed Rulemaking...
Beyond the 2025 HMDA Snapshot: A Borrower-Centric View of Mortgage Opportunity
The publication of the 2025 Home Mortgage Disclosure Act (HMDA) Snapshot on June 23, 2026, offers the industry its latest view of the mortgage market. These...
Navigating the Modern Bank-Fintech Frontier: Understanding CFES and the Power of Certification
The rapid convergence of technology and traditional banking continues to reshape the financial services landscape. Nonbank financial technology firms (fintechs) are driving new partnership models...
Getting Adverse Action Notices Right: When the Reason Isn’t Really the Reason
As regulatory scrutiny of consumer disclosures increases, one area that continues to cause concern is the use of adverse action notices for incomplete applications. Simply...
Marketing to Servicemembers and Veterans: Key UDAAP Risks, Controls, and Enforcement Trends
Recent enforcement actions highlight the importance of strong compliance management system (CMS) controls, marketing compliance oversight, and third-party risk management for military-focused marketing programs. Marketing...
AI Governance in Financial Services: From Aspiration to Accountability
A workable framework for banks, fintechs, mortgage companies, and credit unions navigating AI risk, oversight, and accountability. Artificial intelligence has moved from pilot project to...
Insights and Implications from the ABA Risk and Compliance Conference 2026
The 2026 American Bankers Association (ABA) Risk and Compliance Conference highlighted how rapidly the risk and compliance landscape is evolving across banking, mortgage, fraud, AI...
