Representative Engagements

CrossCheck assisted a mortgage company to develop an internal audit program to assess the effectiveness of its fair lending and UDAAP risk management efforts. The audit program addressed both loan origination and servicing processes, drawing on CFPB examination procedures and industry best practices. CrossCheck conducted management interviews to ensure a clear understanding of the products and services to tailor the audit program to the company’s activities. These interviews provided the ancillary benefit of added fair lending awareness for the management team and the internal audit function. The mortgage company received a customized audit program designed to address fair lending and UDAAP risks associated with its business model.