Representative Engagements

CrossCheck advised a national lender on the development of statistical models used to assess fair lending risk associated with marketing, underwriting, pricing, and loss mitigation. The engagement included review of analytical results to assess and identify potential disparate treatment, disparate impact, and redlining risk. CrossCheck participated in client meetings to review model data requirements, analytical approach, methodology for identifying fair lending risks, and interpretation of results. Our advice and guidance resulted in modifications to existing models and development of new models to enhance fair lending risk management efforts, as well as internal business justification of specific practices.