Representative Engagements

CrossCheck was engaged to perform an audit of a regional bank’s fair lending CMS in coordination with the internal audit department. The objective of the engagement was for CrossCheck to provide specialized fair lending expertise to the client’s audit team. The scope included program governance, roles and responsibilities, policies, monitoring, and analytics. Line-of-business interviews helped to identify risks associated with marketing, access to credit, credit risk management, and loan pricing. The bank’s audit team gained a stronger understanding of fair lending risks and controls, and management received valuable feedback to help improve the bank’s fair lending CMS.