Each quarter, CrossCheck Compliance addresses topics that arise as lenders originate, underwrite, and fund their residential mortgage products. These insights are intended to help clarify investor requirements regarding underwriting and quality assurance, as well as provide best practices.
In this issue, we address the following topics:
- Reducing collateral defects and repurchase risk
- Updated FHA loan limits for 2026
- Expanded ADU and manufactured housing eligibility
- Tighter FHA appraiser roster oversight
Are you a lender grappling with a mortgage question? We invite you to send your query to Ask CrossCheck. Our team of mortgage experts are ready to provide the guidance and support you need.
To receive Mortgage Chat via email each quarter or sign up for CrossCheck’s other publications, visit our subscriptions page.

