• About
    • Our Clients
    • Our People
    • Careers
  • Our Services
    • Regulatory Compliance
      • Consultation
      • Assessment & Monitoring
      • Independent Compliance Reviews
    • Internal Audit
      • Compliance Audits
      • Operational Audits
      • Audit Function Development
    • Fair and Responsible Lending
      • Fair Lending
      • HMDA
      • CRA
    • Due Diligence
      • The CrossCheck Advantage
      • Rated Securitizations
      • Portfolio Acquisitions
    • Loan Review
      • Pre-funding Quality Assurance
      • Post Closing Quality Control
      • Commercial Loan Review
    • Litigation Support
      • Expert Testimony
      • Expert Support Services
      • File Review
  • Our Approach
    • Representative Engagements
  • Resources
    • Announcements
    • Articles
    • Speaking Engagements
    • White Papers
    • Compliance Check
    • HMDA Hub
    • Industry Insights
    • Mortgage Chat
    • Subscribe
  • Contact Us
  • About
    • Our Clients
    • Our People
    • Careers
  • Our Services
    • Regulatory Compliance
      • Consultation
      • Assessment & Monitoring
      • Independent Compliance Reviews
    • Internal Audit
      • Compliance Audits
      • Operational Audits
      • Audit Function Development
    • Fair and Responsible Lending
      • Fair Lending
      • HMDA
      • CRA
    • Due Diligence
      • The CrossCheck Advantage
      • Rated Securitizations
      • Portfolio Acquisitions
    • Loan Review
      • Pre-funding Quality Assurance
      • Post Closing Quality Control
      • Commercial Loan Review
    • Litigation Support
      • Expert Testimony
      • Expert Support Services
      • File Review
  • Our Approach
    • Representative Engagements
  • Resources
    • Announcements
    • Articles
    • Speaking Engagements
    • White Papers
    • Compliance Check
    • HMDA Hub
    • Industry Insights
    • Mortgage Chat
    • Subscribe
  • Contact Us
  • Home
  • Mortgage Chat
  • Q1 2026 Mortgage Chat
  • Q1 2026 Mortgage Chat

    Download PDF

    Each quarter, CrossCheck Compliance addresses topics that arise as lenders originate, underwrite, and fund their residential mortgage products. These insights are intended to help clarify investor requirements regarding underwriting and quality assurance, as well as provide best practices.

    In this issue, we address the following topics:

    • Reducing collateral defects and repurchase risk
    • Updated FHA loan limits for 2026
    • Expanded ADU and manufactured housing eligibility
    • Tighter FHA appraiser roster oversight

    Are you a lender grappling with a mortgage question? We invite you to send your query to Ask CrossCheck. Our team of mortgage experts are ready to provide the guidance and support you need.

    To receive Mortgage Chat via email each quarter or sign up for CrossCheck’s other publications, visit our subscriptions page.

     

    Recent Mortgage Chat Articles

    • Q1 2026 Mortgage Chat
    • Q4 2025 Mortgage Chat
    • Q3 2025 Mortgage Chat
    • Q2 2025 Mortgage Chat
    • Q1 2025 Mortgage Chat
    • Q4 2024 Mortgage Chat

    810 W. Washington Blvd.
    Chicago, IL 60607

    LinkedIn




    Print Page

    312.346.4600



    Privacy Policy | Terms of Use