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  • HMDA Hub
  • Q1 2026 HMDA Hub
  • Q1 2026 HMDA Hub

    Download PDF

    In this edition, we address the following key HMDA compliance and reporting topics:

    1. Reporting Occupancy Type when move-in is delayed
    2. Using credit score codes when no score exists
    3. Determining Loan Term for construction-to-permanent financing
    4. Calculating Loan Amount for HELOC credit line increases
    5. Selecting Construction Method for mixed collateral loans
    HMDA LAR Review and Compliance Support
    CrossCheck partners with lenders to make the HMDA process seamless, offering manual file reviews, systemic reviews, ongoing monitoring, tailored training, and fair lending disparity analysis. Contact our team for more information.

    Ask CrossCheck

    Are you grappling with a HMDA compliance issue? We invite you to send your question to our team of HMDA compliance consultants for future editions.

    Subscribe to HMDA Hub

    To receive HMDA Hub via email each quarter or sign up for CrossCheck’s other publications, visit our subscriptions page.

     

     

     

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